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alright, that's if you've made it through week one, congrats! I promise, it gets easier from here, I figure, let's start with the hard stuff and then the rest will feel like a breeze! Day 8: Set appointments for health. Make those annual physical exams, two dental cleaning, and gynecologist appoints if you don’t already have them scheduled! Seriously, just schedule them, even if you need to reschedule, at least you’ll have it on your calendar to deal with at a later date. Because of the Great Recession, life has never been more expensive. Getting an education and setting forth on a career path is not cheap. Young adults often struggle to create financial stability entering the real world. Besides being at the mercy of the inflated economy, it is hard to grind it out day after day when one can basically live with mom and dad for free. Parents often think that providing a financial safety net is a gift to their older children, but in many ways, it is a hindrance. Why go for something when it can be handed to you with little effort on your part?
Part of adulting is finding your voice! Stand up for yourself today. We all have that running tape, that voice inside, that’s talking to us all day. You know the one who says you shouldn’t have said that or done that or you should have said or done things differently. Well today is the day to be bold. To speak out loud. To advocate for yourself. Whether it’s with that inner voice and telling it to pipe down, or standing up for yourself at work or in another relationship. Looking for some ideas? How about dropping one of these harmful communication tactics. Day 29: Try a new wellness trend.
Who You Gonna Call? Not Mom!
Paying bills on time and writing thank you letters, funnily enough, didn’t turn out to be the blueprint for growing up that we’d hoped it might be (although I still do both). There wasn’t much room for making mistakes in this version of adulting – which is, of course, the only way to become truly adult. Plus, in highlighting our extended adolescence, did it compound the millennial stereotype of a generation of fragile, self-obsessed snowflakes who can’t get a mortgage because we eat too much brunch? Focus on priorities - Emphasis what is important in life so teens and young adults continue to place emphasis on top priorities.
A post shared by Rachel // Blogger | Influencer (@theconfusedmillennial) on Jun 9, 2016 at 5:47am PDT Through it all, the message about adulting remained the same: the goal was to get onto that traditional life path. The one you’re supposed to follow. Meet a partner, buy a home, start a family. All while nailing it at work, being an amazing friend and having the perfect wardrobe. Now that everything is cleaned out, let’s make sure we create a schedule to keep it that way! Organize your digital life using a calendar or Trello and set due dates to make sure you’re on top of keeping things clean clear and on schedule. For example, one the 7th of every month, you'll do a digital dump again and on the 11th of every month you'll shred all those pesky mail docs. You just went through the steps, so you know how good it feels to have thing clean and organized! Don't let it all pile up again! Today’s attitude is gratitude and it feels oh so good. Send someone a thank you note. Pause to compliment or express gratitude to someone who has helped your recently – especially if it’s out of the blue or face to face!
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At the same time, Bellaire says that sometimes the best first step toward creating a retirement fund is first paying down any ‘bad debt,’ like that stubborn credit card balance. “Getting out from under debt like that should take precedence over retirement savings, as it has implications for your credit score and long-term financial picture,” she says. Start adulting today You know all those pesky letters you get in the mail? Like W2s, W9s, bank statements and the like? Well it’s time to take them off your kitchen counter (why does stuff ALWAYS pile up there?!) and file it away! I personally use this filing cabinet and I either file (longer term docs I might need like W2s, W9s, healthcare statements, retirement account statements etc.) or shred (monthly bank statements, unnecessary healthcare docs, etc.) Focus on a few basic meal recipes - Scrambled eggs, pasta dishes, grilled cheese, and baked potatoes are all things that even the most clueless chef can create in a kitchen. One of the biggest steps a young person can take toward successful adulting is to look past the short-term of today and begin to plan further out. Retirement is one area that can feel so far away to someone just starting their career. But in the bigger picture, it just doesn’t make sense to ignore it. Without a community and a concrete place to turn for personalized resources, navigating these decisions is isolating and frustrating,” says Bellaire. “With Gen-Z’s focus on mental health, they’re looking for a place to ease their fear of missing out and falling behind.” Embracing the financial ABCs
Starting to save for retirement as early as possible is like paying your future self and giving you more optionality down the line,” says Bellaire. Compounding interest—a near-magical financial principle—on 401(k)s or IRAs means that the earlier you start saving for retirement, the more money you’ll have to enjoy later in life. “Prioritizing setting aside some money each month in accounts like this also has positive tax consequences you don’t find with other savings accounts, so it’s doubly helpful!” RELATED] 5 Financial Boundaries You Need To Set With Friends [+ How To Do It!] Day 26: Practice mindfulness. RELATED] Cheap Grocery List + Meal Plan for Family On A Budget Trying To Grocery Shop Once A Month Day 16: Dump expired stuff. Create routines in your home - Routines will change, but the basic theory behind them will stay with children well into adult years. RELATED READING] 7 Ways To Network Like A Boss Day 25: Revisit an old relationship friend, mentor etc.
Have teens and young adults help with home repairs - Before they leave home, make sure they know their way around a hammer and nails, a screwdriver, and a drill. Today's children are growing up with a genuine fear of failing. Morin points out that the fear of failing is often two-fold. Kids are either being raised in a world of participation ribbons, where everything is a celebrated success and everyone is a winner, or they are growing up in a world where success isn't an option, so why try? As parents, it is your job to teach both sides of failure. Yes, in the world of adulting, failure is most definitely an option. It stings and it is no fun, but it is going to happen. That said, just because you might sink doesn't mean that you don't have to get in the pool. One thing parents can do is help older children learn the difference between small and big problems. Morin notes that teens and older children sometimes don't discern between the two, everything to them feels like the end of the world. Helping them to decide if something is a "get help now" problem versus a "this can wait," problem is a life skill that they will use forever.
Yeah, today’s the day to actually take all those donation bags to Goodwill. Seriously, get them out of your house and car! Day 21: Clean out social media. Morin suggests that parents consider sharing with their growing children the financial hurdles and burdens of life rather than hiding them. It is an instinct to want to shelter children from the adult stressors in the world, but discussing budgeting and finances in their presence can be quite helpful to this aspect of their development. Having money conversations with older children present does several helpful things. It was a combination of unapologetically being yourself – the “authenticity” that’s such a buzzword now, especially if you’re Prince Harry - and faking it ’til you make it. Basically, what a generation that had been thirsty for relatable role models wanted to hear. This was the moment when being a millennial became cultural catnip. Lena Dunham’s Girls had recently launched and, like Brown’s book, was for millennials by a millennial and showed a group of millennials taking their first confusing steps into adulthood and working out who they were in the world (albeit an overwhelmingly white world). It was also the year of Frances Ha, starring Greta Gerwig as a 20-something mess, trying to navigate her professional dreams and crumbling friendships, and edge a little closer to adulthood while doing it. Also, we’d just found out that Dan Humphries was Gossip Girl. Older children on the cusp of leaving home also have to learn to trust themselves. Morin suggests parents model working through problems with older children. In teaching young adults to better trust their assessment and judgment of problems, they have to be able to think to themselves, "Can I solve this myself?" Always being there to provide answers doesn't instill critical thinking skills needed for life outside of mom and dad's house. On the flip side, success is always around the corner. Kids who grow up thinking that true success is unattainable are more likely to shy away from it. Another failure? It's almost too much to bear. There are a few strategies that parents can use to prepare their older children for the workforce.That’s a lot of added challenges in the phase of life that scholars such as Jeffrey Jensen Arnett have labeled ‘Emerging Adulthood.’ Kids these days don't have to learn the art of scheduling; they are told where to be and when by their parents, their friends over text, and the almighty Google calendar. When they waltz into the real world, mastering schedules will become essential to their success. Get your teens and adult children to take accountability for themselves.
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